Conventional Loan Parameters
$100K to $15 million Commercial Real Estate
Up to 90% LTV
Seller Carry Back or Other Second Allowed up to 20% *restrictions apply
Minimum DSCR 1.00+
Minimum 80%+ Occupancy, Stabilized for min of 12 months
Minimum Score 650+
No Balloon Payment
Pre-Payment Penalty Options
Required Documents
Executive Summary
Commerical Loan Application
3 years business tax returns
3 years personal tax returns on all principals
Signed Current YTD Operating Statement
Color photos of the property.
Explanation of any derogatoriness regarding Credit
*If you don't see your real estate property type listed, please give us a call.*
Property Types Considered
Acquisition | Agri-Business | Apartments |
Automotive | Bar/Restaurant | Bed & Breakfast |
Blanket Loans | Business Loans | Campgrounds |
Car Washes | Churches | Commercial Retail |
Condo Developments | Congregate Care | Construction |
Convenience Stores | Day Cares | Dry Cleaners |
Energy Projects | Ethanol Plants | Facilities |
Funeral Homes | Gas Stations | Gold Mines |
Golf Courses | Health Cares | Heavy Industrial |
Hospitals-Medical | Hotels & Motels | Industrial |
Marinas | Mix Use | Mobile Home Parks |
Multi-Family | Odd Properties | Offices |
Office Condos | Oil Refineries | Parking Structures |
Precious Metals | Regional Malls | Resorts |
Self Storage | Shopping Centers | Special Purpose |
Subdivision | Theme Parks | Warehouses |